Home Based Business Insurance

Rule of thumb: your home insurance will not cover your business.



Sure, there is a bit of property coverage ($2500). There is no liability coverage for your business. None, none, none!



If you run a business out of your home (like I do), tell your insurance agent. Consider business insurance coverage to protect your business stuff and for liability insurance.



Another tip: Insure your home based business with your home insurance company. It makes claims easier when you are only dealing with one insurance company.

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