Violation of Privacy

Violations of privacy become a greater issue almost every day.

Customer lists, private information...

Look to your general liability insurance (GL) for some coverage under the personal and advertising injury section.

Most GL policies will specifically include coverage for "oral or written publication, in any manner, of material that violates a person's right of privacy." There is a standard exclusion for "personal and advertising injury caused by or at the direction of the insured with the knowledge that the act would violate the rights of another and would inflict personal and advertising injury."

Beware, some insurers are adding exclusions for damages caused by an invasion of privacy. Review your policy.

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