Never rent a car (Hertz, Avis, etc.) without buying the collision damage waiver.
Either buy it from the rental car company or use a credit card that includes the coverage. Call your credit card company. Most “gold” or preferred cards offer the protection.
Don't depend on your personal or commercial auto insurance. The rental agreements contractually obligate the renter to costs not covered by "normal" insurance. Issues like “loss of use” and “replacement cost” are a major source of trouble that can be avoided by purchasing the coverage from the rental car company or using the right credit card.
Short-term leasing of a commercial vehicle (Ryder Truck, etc.) presents unique exposures. Most commercial auto insurance policies provide coverage for non-owned auto liability (check with your agent). However, few provide comprehensive or collision coverage. My general advice, again, is to buy the coverage provided by the rental company. When renting trucks or vans you probably won’t be able to use the coverage offered by credit card companies.
Either buy it from the rental car company or use a credit card that includes the coverage. Call your credit card company. Most “gold” or preferred cards offer the protection.
Don't depend on your personal or commercial auto insurance. The rental agreements contractually obligate the renter to costs not covered by "normal" insurance. Issues like “loss of use” and “replacement cost” are a major source of trouble that can be avoided by purchasing the coverage from the rental car company or using the right credit card.
Short-term leasing of a commercial vehicle (Ryder Truck, etc.) presents unique exposures. Most commercial auto insurance policies provide coverage for non-owned auto liability (check with your agent). However, few provide comprehensive or collision coverage. My general advice, again, is to buy the coverage provided by the rental company. When renting trucks or vans you probably won’t be able to use the coverage offered by credit card companies.
No comments:
Post a Comment