1 - Email your agent - tell him that you expect that he will meet with you 120 days before your policies expire and that he will have a renewal quote to you 30 days BEFORE expiration.
2 - Test your computer backup system - tell you techies that they will delete a file in front of you and restore from the backup.
3 - Every 6 months look at a complete list of all your losses. Ask the adjusters what they have done to resolve the claims and what they plan to do.
4 - Increase your property deductibles and don't turn in small property claims.
5 - Resolve to document every action you take with an employee that could lead to a future problem. If you reprimand, write it down.
6 - Invite your underwriter to visit your operation - get your agent to bring your underwriter to see you. Build a relationship.
7 - Email employees to remind them of your policy regarding damage to personal vehicles while on company business.
8 - Have your attorney review your employment policies. Eliminate any policy that is not being followed.
9 - Take a tour of your locations and video tape what you see. Store the video in case of fire - so you can show the adjuster what the place was like.
10 - Get an unbiased review of your coverage by an insurance consultant.
2 - Test your computer backup system - tell you techies that they will delete a file in front of you and restore from the backup.
3 - Every 6 months look at a complete list of all your losses. Ask the adjusters what they have done to resolve the claims and what they plan to do.
4 - Increase your property deductibles and don't turn in small property claims.
5 - Resolve to document every action you take with an employee that could lead to a future problem. If you reprimand, write it down.
6 - Invite your underwriter to visit your operation - get your agent to bring your underwriter to see you. Build a relationship.
7 - Email employees to remind them of your policy regarding damage to personal vehicles while on company business.
8 - Have your attorney review your employment policies. Eliminate any policy that is not being followed.
9 - Take a tour of your locations and video tape what you see. Store the video in case of fire - so you can show the adjuster what the place was like.
10 - Get an unbiased review of your coverage by an insurance consultant.
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