I received a call yesterday from a contractor in CA. It reminded me of the importance of getting the right classifications on your workers' compensation insurance policy.
There are about 900 difference class codes - from plumber to clerical, painter to sheet metal worker, retail to salesperson and everything in between. There is even a code for dude ranch hand.
Putting the wrong classification on an employee means you could be paying the wrong premium. Ask your agent to review your operations and classifications. Ask to see the SCOPES manual description of your codes. (SCOPES is the handbook of classifications. It lists each code with a detailed description.)
There are about 900 difference class codes - from plumber to clerical, painter to sheet metal worker, retail to salesperson and everything in between. There is even a code for dude ranch hand.
Putting the wrong classification on an employee means you could be paying the wrong premium. Ask your agent to review your operations and classifications. Ask to see the SCOPES manual description of your codes. (SCOPES is the handbook of classifications. It lists each code with a detailed description.)
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