If you want a universal life policy and believe that you can afford the premium, you need to balance the following three considerations to determine your cash value:
- Determine how much you can afford from your monthly
- budget.
arial;font-size:130%;">Decide how much protection you want to purchase.Balance the amount of protection you want to purchase with the amount of premium you can afford. You invest in a life insurance policy to be covered in case you die, not because life insurance is a good investment. You can generally make more money by putting your money into other investments.
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