Earthquake Excluded & Other Stuff Is Too

Almost all property insurance policies exclude earthquake. Coverage is available almost everywhere in the US - either through standard or specialty insurers.



What is not commonly discussed is that the earthquake exclusion is broader than just earthquakes.



The following are excluded in the same

breath:



landslide,

mudflow,

sinkhole,

mine subsidence

land shock waves before, during or after a volcanic eruption,

and any other earth movement including shifting, rising, or sinking.



These exclusions are in commercial policies and in personal insurance policies.



Class dismissed.