I'm not a big fan of certificates of insurance. They are, I think, a document of false impressions. They are not a guarantee of coverage.
A cert tells the recipient that an insurance policy was probably in force on the day the certificate was issued. Little is known from the certificate the nature of the coverage - we don't know the exclusions, endorsements, amendments or definitions. Next time someone hands you a certificate of insurance read the disclaimers (front and back).
Are certificates really worth the effort?
A cert tells the recipient that an insurance policy was probably in force on the day the certificate was issued. Little is known from the certificate the nature of the coverage - we don't know the exclusions, endorsements, amendments or definitions. Next time someone hands you a certificate of insurance read the disclaimers (front and back).
Are certificates really worth the effort?
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