Why Life Insurance?



They say life has four cycles – birth, childhood, youth and old age. This cycle has been same for ages and will remain the same, but something has changed in the past years and will keep on changing with the years to come – lifestyle.

We as a modern society have changed a lot. Technology has taken over us. Gadgets and machines make the most of our lives resulting in sedentary lifestyles. More and more working hours and less time spent in maintaining a healthy lifestyle has lead to increase in a number of critical diseases like heart attack and cancer. Families today are more insecure than they were in yesteryears. In all, life has become complicated.

We cannot avoid the stress we take on everyday basis, but certainly we can do something to ensure that we lead a secured and happy life in case of any mishappening - like taking a Life Insurance Policy.


A life Insurance Policy is one which gives you a certain amount of money (sum assured) along with some benefits, in case of any mishappening like accidents and diseases. It covers you and your family and makes them strong enough to see the bad times with a smiling face. It sees to it that you are OKAY when things around you are NOT OKAY. To see it the other way round, a life insurance policy is not just an investment, it’s an asset which you can cash when the time comes.

Life Insurance policy can be taken in four stages of life. The first one when you are still unmarried; are working and have no direct responsibilities to take care of. The second one is when you get married and have a wife to take care of. The third one, one you have one or two more added to your family. The last one is when you have earned quite a sum and now looks for retirement, say after 30 – 35 years.

Generally, life insurance plans include wealth creation plans, mortgage protection plans, education plans, retirement solutions and general health insurance plans. Choose appropriate life insurance plan as per your age, requirement and income to secure your and your family’s future. Buy a insurance plan which fits your bill, keeping in view not only the present needs but also the future needs. Get yourself insured – today…

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