Does Your Dog Bite?

In 2003 there were 17,000 dog bite claims submitted to insurers at an average cost of $19,000.



In 2009 claims were 16,600 at an average cost of almost $25,000.



Dog bites account for 1/3 of all homeowner insurance liability claims.



State Farm paid out over $90,000,000 in claims in 2009.



(From Best's Review Nov, 2010)



Can we say this another way? One third of the cost of personal liability insurance is due to dog bite claims. Is it really fair to charge everyone for the cost of these claims?



Why not a no-dog discount or a big-dog surcharge?

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