Although income protection for their survivors is clearly the main reason that most people buy life insurance, estate planning is a close second. The goal of estate planning is to ensure not only the smooth distribution of your wealth to your heirs, but also that the government doesn’t take too big a bite. And the wealthier you are, the bigger the tax bite. This chapter looks at the role that life insurance plays in planning for your retirement, including dividends, annuities, and tax consequences.
This section also focuses on how life insurance can help ensure a seamless transfer of your estate to your heirs.
This section also focuses on how life insurance can help ensure a seamless transfer of your estate to your heirs.
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